Change Your Home Loan And Get The Best Interest Rate

Interest rates from:
Interest Rate
3 . 6 4 %
Comparison Rate*
3 . 6 5 %

Our customers save $1,987* per year off their home loans, see your savings today.

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Some of the lenders we compare

There are many variables to consider when you change home loans. The most important is how to get the best interest rate, and which refinance loan will save you the most. With Switch My Loan, we calculate this for you and even put you in touch with the right bank. Complete the form and start saving on your monthly repayments.

In the media

We switched our home loan and saved thousands

See how Renata & James switched their home loan and saved big with SwitchMyLoan

J & R MacGreggor
“We wanted a fast and easy way of getting a better deal on our home loan without the running around. SwitchMyLoan helped us get a better deal online, and make it really easy to transfer our home loan to another lender”
Loan Amount
Loan Term
25 years
Current Rate
5.20 %
New Rate
4.74 %
Annual Savings*
* savings are approximate only

What would you do with the savings of switching your home loan?

Here’s some of things

Make additional repayments

Send the kids to a better school

Go on a holiday

Save more towards a new car

Renovate the home

Pay your home loan off faster

How does it work?

Get connected to the banks and lenders of your choice, they come to you!


Make an enquiry

Use the form above to make
an enquiry



Select a home loan

Compare the 3 best deals
from our banks and lenders.



Speak to the bank directly

We connect you to the bank
of your choice, no waiting, no queues, no worries!

Some helpful hints and tips when looking to switch
your home loan

Get the most from switching your home loan

1. Why would I look at switching my home loan?

There are a range of reasons why people look into change their home loans. Some of reasons include; reducing your interest rate and saving on your repayments, customer service not up to scratch, switching to get better features on your home loan product just to name a few.

2. How hard is to switch my home loan?

Switching your home loan is easy once you’re prepared to make the change to a new lender. The more you prepare at the start, the easier it will be to come to end of the process. Hot Hint: Collect all the required documents for the lender before the appointment to ensure a fast and smooth refinance of your home loan.

3. How much can I expect to save from switching my home loan?

Everyone’s different! Different loan amounts, different rates, and different lending requirements. Let’s take a look at an example: If your current interest rate is 4.50% and you switch your home loan a product that offers a rate of 4.0% on a balance of $350,000, then you’ll potentially save $42,148 over the course of a 30 year loan.

rate savings example 1rate savings example 2

Want to calculate how much you can save on your home loan? Check our free home loan comparison calculator here

4. How do I start the process of looking at switching my home loan?

Switching your home loan starts with SwitchMyLoan! Make a free enquiry with us today, and one of our friendly Customer Service Representatives will contact you and give you a 100% no obligation quote.

We’re part of a great family

SwitchMyLoan is part of the Pioneer Credit Limited Group listed on the Australian Stock Exchange

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Award Winning Service

As part of committed service to you, we’ve been reconised on efforts in helping you!

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Why smart and savvy Aussies use SwitchMyLoan

Here’s what our fans have to say about us

Transform the way you get a home loan

Save yourself time, money and the hassle by using SwitchMyLoan

Not a mortgage broker

No middle men, you deal with the bank directly. SwitchMyLoan does all the leg work up front to get you a great offer, then you speak to the lender directly!

Talk to a specialist

Prefer to speak to a real person? We promise you’ll never talk to a robot- our friendly team of specialists are 100% real and available to talk to you.

Lenders come to you

Once you’re connected with the lender, they will come to you. Choose a place that suits you best, your home, the office or even your favourite coffee shop.

Pre-negotiated rates

We negotiate low rates in bulk with the banks, so we are able to offer bigger discounts than you would be able to achieve by negotiating yourself.

Easy to understand quotes

All the fees and charges associated with switching are clearly displayed. We make it easy to compare the repayments and savings between each lender’s unique offer.

Comparisons anytime, anywhere

Online service means that as long as you have internet access, you can get free comparison quotes at anytime on your desktop, tablet or phone.

100% free service

Using SwitchMyLoan is completely free, the lender pays SwitchMyLoan for finding them great customers like you, we empower you to get the information you need to find the home loan that's right for you.

No hidden fees

We will show you all of the fees and costs associated with switching so you won’t get any nasty surprises.

Privacy Guaranteed

We promise to keep all of your details private and won’t pass on any information to any third parties without your permission.